Local Grants & Loans

Some local Orange County and Inland Empire cities are offering loan and grant programs to help their small businesses experiencing financial losses as a result of the COVID-19 pandemic in partnership with the SBDC. Check out which cities are participating and the latest information for each program.

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California Dream Fund

The OCIE SBDC Network is partnering with the California Office of the Small Business Advocate (CalOSBA) to provide eligible small businesses that have started on or after July 1, 2019 with the opportunity to apply for a grant award.

 To be eligible to apply, businesses can apply for an approved OCIE SBDC startup training program. After completion of the cohort program and all requirements, business owners will qualify for the opportunity to receive a grant.

The California Dream Fund Grant Program will be open until funds are exhausted.

Riverside County

The County of Riverside has announced its Microbusiness COVID-19 Relief Grant Program. Eligible microbusinesses negatively affected by the pandemic may apply for a $2,500 grant. The goal of this grant is to provide relief to the hardest to reach microbusinesses and entrepreneurs located throughout Riverside County. 

Informational Webinar Recording

County staff and the Small Business Development Center hosted an informational webinar to present information on the microbusiness grant program and answer questions. Watch the recordings to learn more before applying!

Grabación de seminario en Español

Webinar recording in English

The application will be open from Monday, February 14, 2022 at 8 AM until Wednesday, August 31, 2022 at 5 PM or until funds are exhausted. 

San Bernardino County

The San Bernardino County Microbusiness COVID-19 Relief Grant is designed to assist businesses that have experienced economic barriers due to the effects of the global pandemic. The San Bernardino County Board of Supervisors approved $2,500 to be disbursed to eligible businesses.

The application will be open from Monday, February 28, 2022 until funds are exhausted. 


The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to small businesses in Orange, Riverside, San Bernardino, San Diego, and Los Angeles counties economically impacted by the pipeline oil spill that began Oct. 2, 2021.

The application will be open from Wednesday, October 27, 2021 until funds are exhausted. 


The City of Highland has created the Coronavirus Recovery Fund Grant Program is to provide financial assistance to City-based small businesses impacted by the COVID-19 pandemic. Successful grant recipients will receive a one-time $7500 disbursement for approved business-related needs.

The application will be open from Friday, August 24, 2021 until funds are exhausted. 

La Habra

The City of La Habra has developed the COVID-19 Micro Business Assistance Program to assist their small businesses needing financial assistance due to the COVID-19 pandemic. Eligible businesses will receive grants of up to $7,500 to help in keeping their doors open.

The application will be open from Wednesday, July 7, 2021 until funds are exhausted. 

Mission Viejo

The City of Mission Viejo has announced its CDBG Business Relief Grant which will provide financial assistance to their small businesses. Grants of up to $10,000 may be awarded to eligible businesses, and grants of up to $2,500 may be awarded to home-based eligible businesses.

The application will be open from Tuesday, January 26, 2021 until funds are exhausted.


The City of Perris has announced round 3 of their Small Business Assistance Program, which offers up to $10,000 loans to qualifying businesses. Businesses who have received SBA CARES Act or City of Perris Small Business Assistance Program funds can now apply or re-apply.

The application will be open from Monday, December 21, 2020 until funds are exhausted. 


The City of Stanton is providing business assistance to address the adverse repercussion of the novel coronavirus to the economy and to jobs. The City’s Small Business Assistance Program will provide grants of $7,500 for the payment of commercial rent and/or commercial utilities to qualified Stanton small businesses experiencing financial hardship as a direct result of COVID-19.

The application will be open from Tuesday, December 8, 2020 until funds are exhausted. 

California Rebuilding Fund

The California Rebuilding Fund is a loan program to support California’s small businesses—especially those located in economically disadvantaged and historically under-banked areas of the state. Businesses that employed 50 or less full-time equivalent employees and had gross revenues of less than $5 million in 2019 are eligible to apply.

The application will be open from Friday, November 20, 2020 until funds are exhausted. 


The City of Rialto has created the Rialto Storefront Grant which will offer $4,000 for qualified small businesses with at least one and no more than 25 full-time employees that have been deemed non-essential.

The application will be open from Sunday, November 1, 2020 until funds are exhausted.


IBank’s Disaster Relief Loan Guarantee Program is currently available to small businesses needing assistance to overcome economic injury caused by COVID-19. Financial Development Corporation (FDC) partners throughout the State are assisting businesses in securing a 95% guarantee on bank loans of up to $1 million. Current rates are prime + 1% for up to 7 years. 

The application will be open from Tuesday, October 20, 2020 until funds are exhausted.

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